100 homes in Prosper, Collin County (appraisal neighborhood N9537), compared with their most similar neighbors.
Updated October 12, 2026. Source: Collin Central Appraisal District, 2026 data. Methodology
single-family homes compared
100
valued above similar homes nearby
48%
look worth protesting in 2026
57%
of decided 2026 protests got a reduction
71%
48% of Saddle Creek homes are valued above similar homes nearby
We compared each of 100 single-family homes with its most similar neighbors (same neighborhood and quality, similar size and age). 48% have a house value above the median of those homes: together, $448,532 of house value above them. Texas lets you protest a value that is above the median of comparable homes.
57 Saddle Creek homes look worth protesting in 2026
We rate 0 "Yes" and 57 "Maybe". If every one of them protested and got the reduction their comparables support, their owners could pay about $7,510 less in property tax a year.
32% of Saddle Creek homeowners protested in 2026, and 71% of decided protests got a reduction
Of 100 Saddle Creek homeowners in our data, 32 protested their 2026 value; 12 of 17 decided protests lowered it, typically by $28,751 (3.9% of the value).
Saddle Creek homeowners who protested on their own got bigger reductions than those who hired an agent: $36,185 vs. $15,688
The typical winning protest cut the value by 4.6% on your own vs. 2.1% with an agent.
On your own
$36,185
typical value cut among wins (4.6%)
Decided protests won
60%
Cost
$0–50
Off the yearly tax bill
about $575, all yours
With a paid agent
$15,688
typical value cut among wins (2.1%)
Decided protests won
75%
Cost
25–40% of the tax saved
Off the yearly tax bill
about $249, minus $62–$100 to the agent
Source: the Collin Central Appraisal District, 2026 protests. Tax figures at a typical 1.6% effective tax rate. Agent or do it yourself? · Methodology
An agent keeps 25–40% of what you save. Doing it yourself costs $0–50.
At a typical 1.6% tax rate, the typical win on your own takes about $575 a year off the tax bill, and you keep all of it. The typical agent win takes off about $249, and the agent keeps about $62–$100 of that. Filing is free, online or by mail, and there's no agent contract to renew or cancel each year.
27 Saddle Creek homes valued above similar homes weren't protested
Their house values were above the median of the most similar neighbors, the comparison Texas law allows a protest on, but their owners didn't protest in 2026.
4% of Saddle Creek homes have no homestead exemption on file
Usually a rental or second home. If it's your own home, a homestead exemption takes $140,000 off its school taxable value and caps yearly increases in taxable value at 10%; you apply with your appraisal district (Form 50-114).
Free, in about 10 seconds: how your home compares with similar homes nearby.
By the numbers
Single-family homes
100
Median market value
$713,140
Median change from last year
-9.6%
Median value per sq ft
$179
Median living area
4,005 sq ft
Median lot
12,415 sq ft
Median year built
2012
Homes with a pool
70%
Homestead exemption on file
96%
Median estimated property tax
$11,296 a year
Median effective tax rate
1.6%
Homes with a paid protest agent
27%
Streets where most homes are valued above similar homes
Street
Homes
Above similar homes
Median gap
CIRCLE J TRL
34
56%
+0.3%
CLIPSTON DR
15
47%
-0.2%
PACKSADDLE TRL
31
39%
-0.2%
SADDLE CREEK DR
11
27%
-1.5%
Streets with at least 10 homes we could compare. "Median gap": how far the street's typical house value is from its comparables' median.
How to protest
The protest deadline is May 15, or 30 days after your appraisal notice was mailed, whichever is later. Check the date on your notice. New to this? Read how to protest.
Based on 2026 appraisal values and protest outcomes from the Collin Central Appraisal District. Estimates, not promises: every protest is decided on its own evidence.