209 homes in McKinney, Collin County (appraisal neighborhood N4139), compared with their most similar neighbors.
Updated October 12, 2026. Source: Collin Central Appraisal District, 2026 data. Methodology
single-family homes compared
209
valued above similar homes nearby
40%
look worth protesting in 2026
98%
of decided 2026 protests got a reduction
93%
40% of Live Oak homes are valued above similar homes nearby
We compared each of 209 single-family homes with its most similar neighbors (same neighborhood and quality, similar size and age). 40% have a house value above the median of those homes: together, $1.3 million of house value above them. Texas lets you protest a value that is above the median of comparable homes.
We rate 20 "Yes" and 185 "Maybe". If every one of them protested and got the reduction their comparables support, their owners could pay about $18,842 less in property tax a year.
Live Oak homeowners who protested on their own got bigger reductions than those who hired an agent: $24,107 vs. $11,360
The typical winning protest cut the value by 5.8% on your own vs. 2.9% with an agent.
On your own
$24,107
typical value cut among wins (5.8%)
Decided protests won
80%
Cost
$0–50
Off the yearly tax bill
about $330, all yours
With a paid agent
$11,360
typical value cut among wins (2.9%)
Decided protests won
96%
Cost
25–40% of the tax saved
Off the yearly tax bill
about $156, minus $39–$62 to the agent
Source: the Collin Central Appraisal District, 2026 protests. Tax figures at a typical 1.4% effective tax rate. Agent or do it yourself? · Methodology
An agent keeps 25–40% of what you save. Doing it yourself costs $0–50.
At a typical 1.4% tax rate, the typical win on your own takes about $330 a year off the tax bill, and you keep all of it. The typical agent win takes off about $156, and the agent keeps about $39–$62 of that. Filing is free, online or by mail, and there's no agent contract to renew or cancel each year.
58 Live Oak homes valued above similar homes weren't protested
Their house values were above the median of the most similar neighbors, the comparison Texas law allows a protest on, but their owners didn't protest in 2026.
34% of Live Oak homes have no homestead exemption on file
Usually a rental or second home. If it's your own home, a homestead exemption takes $140,000 off its school taxable value and caps yearly increases in taxable value at 10%; you apply with your appraisal district (Form 50-114).
Free, in about 10 seconds: how your home compares with similar homes nearby.
By the numbers
Single-family homes
209
Median market value
$430,072
Median change from last year
+1%
Median value per sq ft
$210
Median living area
2,088 sq ft
Median year built
2001
Homes with a pool
7%
Homestead exemption on file
66%
Median estimated property tax
$6,430 a year
Median effective tax rate
1.4%
Homes with a paid protest agent
25%
Streets where most homes are valued above similar homes
Street
Homes
Above similar homes
Median gap
CABOT LN
12
58%
+2.6%
CHAMPLAIN WAY
13
54%
+0%
MARQUETTE CIR
13
50%
+0.1%
DRAKE CT
12
50%
+0%
CYPRESS POINT DR
35
44%
-0.1%
SCOTT PL
14
43%
+0%
CHARLES TRL
33
39%
+0%
HUDSON XING
26
35%
+0%
COURTYARDS DR
18
33%
+0%
CARTIER CT
11
27%
-0.5%
Streets with at least 10 homes we could compare. "Median gap": how far the street's typical house value is from its comparables' median.
How to protest
The protest deadline is May 15, or 30 days after your appraisal notice was mailed, whichever is later. Check the date on your notice. New to this? Read how to protest.
Based on 2026 appraisal values and protest outcomes from the Collin Central Appraisal District. Estimates, not promises: every protest is decided on its own evidence.